mevertsen
Well-known member
I just use the Google spreadsheet on my phone. Build the budget out and keeps balance. I verify that and add my charges to it as I go. Less paper that way.This is my philosophy also. I don't see how you can tell whether you are solvent or not just by looking at the online balance because it doesn't take into account the fact that you have an $1800 mortgage payment coming up in a couple days, or automatic payments for insurance, utilities, etc. My wife and I use debit cards for most purchases so our check register is several pages long every month.