Moving to the South?

Any change of heart with the change in the White House? Rates could be slowly working down, lots of new builds going up around the valley.

I was thinking- Is your work consistent all year? I had a hell of a time getting a loan until I had stable employment. Dual income?

Other consideration. If you move is your new employment wage gonna help get a loan in OK or will you be in a similar situation there?
 
I lived in OK for 20 of the longest months of my life. There is literally nothing that could ever induce me to live there again. I get living in the Gallatin can be financially challenging, but if you want to be in the South (though I can't fathom why), there are certainly better choices.
 
Any change of heart with the change in the White House? Rates could be slowly working down, lots of new builds going up around the valley.

I was thinking- Is your work consistent all year? I had a hell of a time getting a loan until I had stable employment. Dual income?

Other consideration. If you move is your new employment wage gonna help get a loan in OK or will you be in a similar situation there?
I’ve lived here 20 years, since I was a young teen, and I’ve never once seen rent go DOWN. Unfortunately.

I do think that when they round up the illegal immigrants and all the housing is vacant again, it MIGHT help. If I had a family member just give me an acre I could easily get a construction loan and build something- get a roof on it and turn it into a mortgage and stay right here. But alas, I’m doing just as good as anyone else in my family it seems. Maybe even better than most 🤣

The work thing has been up and down and pretty unstable since 2020 and it’s a long story that’s led me to today. I know if I found a good company that values employee longevity and free-thinking problem solvers, I could at least continue at the status quo but I would like to do better than that. reducing our means of living is the only way, without increasing the pay rate. To answer your question, we will have the financial help and local contacts from the other family that intends to move there. They’re talking about buying a BIG chunk of land and we’d go in on a small portion to build on, or live on if something’s already there. It sounds like I’d get a pretty competitive wage to start and with a sub 1k/month payment for rent/mortgage I don’t see how I COULDNT get ahead. No dual income, and was self employed for many years and that’s led to some real hoops for an auto loan. As of today, though, I am currently working as a company employee.
 
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