Im bowing out

wllm said:
I believe you and I are the “winners” not the losers here to be clear.

What are your feelings on HOAs? Communist or Capitalist?

HOAs would be an example of artificially constraining supply to inflate values.
Click to expand...
I've lived in one HOA run subdivision so far. Not a huge fan. I understand their purpose and understand their short comings. Ultimately it is up to you as an individual whether or not you want to buy property with a HOA. So that would make them capitalist.
 
wllm said:
I believe you and I are the “winners” not the losers here to be clear.

What are your feelings on HOAs? Communist or Capitalist?

HOAs would be an example of artificially constraining supply to inflate values.
Click to expand...
 
wllm said:
I believe you and I are the “winners” not the losers here to be clear.
Click to expand...
I am definitely a winner based on where I was born. Definitely a winner because I can still own private property.

What Is Communism?
Communism is a political and economic ideology that positions itself in opposition to liberal democracy and capitalism, advocating instead for a classless system in which the means of production are owned communally and private property is nonexistent or severely curtailed.

KEY TAKEAWAYS
Communism is an economic ideology that advocates for a classless society in which all property and wealth are communally-owned, instead of by individuals.
The communist ideology was developed by Karl Marx and Friedrich Engels and is the opposite of a capitalist one, which relies on democracy and production of capital to form a society.
Prominent examples of communism were the Soviet Union and China. While the former collapsed in 1991, the latter has drastically revised its economic system to include elements of capitalism.
 
BigHornRam said:
I am definitely a winner based on where I was born. Definitely a winner because I can still own private property.

What Is Communism?
Communism is a political and economic ideology that positions itself in opposition to liberal democracy and capitalism, advocating instead for a classless system in which the means of production are owned communally and private property is nonexistent or severely curtailed.

KEY TAKEAWAYS
Communism is an economic ideology that advocates for a classless society in which all property and wealth are communally-owned, instead of by individuals.
The communist ideology was developed by Karl Marx and Friedrich Engels and is the opposite of a capitalist one, which relies on democracy and production of capital to form a society.
Prominent examples of communism were the Soviet Union and China. While the former collapsed in 1991, the latter has drastically revised its economic system to include elements of capitalism.
Click to expand...
This conversation was about housing issues in US…now it is about communism. And we blame politicians for not solving problems.

 
BigHornRam said:
What Is Communism?
Communism is a political and economic ideology that positions itself in opposition to liberal democracy and capitalism, advocating instead for a classless system in which the means of production are owned communally and private property is nonexistent or severely curtailed.

KEY TAKEAWAYS
Communism is an economic ideology that advocates for a classless society in which all property and wealth are communally-owned, instead of by individuals.
The communist ideology was developed by Karl Marx and Friedrich Engels and is the opposite of a capitalist one, which relies on democracy and production of capital to form a society.
Prominent examples of communism were the Soviet Union and China. While the former collapsed in 1991, the latter has drastically revised its economic system to include elements of capitalism.
Click to expand...
Exactly.

We are a liberal democracy, so it's absolutely absurd to say that an HOA has anything to do with communism/socialism, it's a feature of our liberal democracy just like lending rates, zoning rules, NIMBY, and tax strategies to promote specific retirement strategies.

Let's criticize ideas constructively, and avoid pulling the Red Card when we don't like an idea.

I think at their worst HOAs are a group of folks that try to drive up the price of their homes by undermining increases in supply. NIMBY at it's finest, and an example of restraining a free market system.
 
Last edited by a moderator:
wllm said:
I think at their worst HOAs are a group of folks that try to drive up the price of their homes by undermining increases in supply. NIMBY at it's finest, and an example of restraining a free market system.
Click to expand...
HOAs are typically legal constructs. They are created by developers so that it is easier to sell the "vision" of what an area or building will look like to potential buyers. The developer makes sure everything gives it overwhelming control until very end. After the rules are written into the legal documents, it is really hard to change them. I do agree it is NIMBY at is finest, but not sure if the HOA is to blame or the developer. Funny part is the rules make it extremely hard to enforce the rules. Sure, legally it is possible, but once the HOA is being run by members (who have jobs and other stuff to do) and not the developer, is anyone going to sue to enforce a rule?
 
Pretty close. The stats I saw personally were 15% didn’t want to pay the dues, 50% did whatever the flock they wanted regardless, and 90% wanted to pick and choose the rules they wanted enforced and who they wanted it enforced on. 10% you never heard from. You will quickly notice it adds up to more than 100%. It’s an interesting Venn diagram.
 
Last edited:
SAJ-99 said:
Pretty close. The stats I saw personally were 15% didn’t want to pay the dues, 50% wanted to whatever the flock they wanted regardless, and 90% wanted to pick and choose the rules they wanted enforced and who they wanted it enforced on. 10% you never heard from. You will quickly notice it adds up to more than 100%. It’s an interesting Venn diagram.
Click to expand...
Probably because 72% of statistics are made up on the spot.
 
Whelp I think I might be bowing out of this shit show market.

I think the 2023 variable that needs to be discussed is “can” you actually buy a house. I submit it’s not actually possible in many markets.

Currently we have put offers on 6 places with no luck, all $25k+ over asking went up to $80k over on one place. 1 month occupancy after closing for free, waived all inspections.

Nada.

One place went for $140k over asking so ~25% over list price.

Younger generations in this country are so f-d it’s not even funny.
 
wllm said:
Whelp I think I might be bowing out of this shit show market.

I think the 2023 variable that needs to be discussed is “can” you actually buy a house. I submit it’s not actually possible in many markets.

Currently we have put offers on 6 places with no luck, all $25k+ over asking went up to $80k over on one place. 1 month occupancy after closing for free, waived all inspections.

Nada.

One place went for $140k over asking so ~25% over list price.

Younger generations in this country are so f-d it’s not even funny.
Click to expand...
This is Michigan or Colorado?
 
wllm said:
Whelp I think I might be bowing out of this shit show market.

I think the 2023 variable that needs to be discussed is “can” you actually buy a house. I submit it’s not actually possible in many markets.

Currently we have put offers on 6 places with no luck, all $25k+ over asking went up to $80k over on one place. 1 month occupancy after closing for free, waived all inspections.

Nada.

One place went for $140k over asking so ~25% over list price.

Younger generations in this country are so f-d it’s not even funny.
Click to expand...
www.realtor.com

200 Highland St, Hanna, WY 82327 | realtor.com®

200 Highland St, Hanna, WY 82327 is for sale. View 45 photos of this 4 bed, 2 bath, 1632 sqft. single family home with a list price of $140000.
www.realtor.com www.realtor.com
 
BuzzH said:
www.realtor.com

200 Highland St, Hanna, WY 82327 | realtor.com®

200 Highland St, Hanna, WY 82327 is for sale. View 45 photos of this 4 bed, 2 bath, 1632 sqft. single family home with a list price of $140000.
www.realtor.com www.realtor.com
Click to expand...
Stop being so picky and tell the wife she has to commute. Look at this beauty...

www.zillow.com

16597 Prairie St, Detroit, MI 48221 | Zillow

16597 Prairie St, Detroit MI, is a Single Family home that contains 1012 sq ft and was built in 1925.It contains 3 bedrooms and 1 bathroom.This home last sold for $4,000 in May 2017. The Rent Zestimate for this Single Family is $1,239/mo, which has increased by $1,239/mo in the last 30 days.
www.zillow.com www.zillow.com
 
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