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  1. Mallardsx2

    HELP - Cinnamon or Chocolate? Identifying a black bear color phase

  2. Mallardsx2

    Proposed Big Game Season Structure (BGSS) 2025-2029 - Colorado

    I think I ran into one of those guys in the flattops a few years back. He was wearing Ninja turtle slippers carrying a long bow so long that Robin Hood himself would have been proud. He walked up to us and started chatting and then I looked down and saw his " ninja turtle shoes". I started...
  3. Mallardsx2

    What age to be a millionaire?

    Very true. My wife and I save a lot and I have saved a lot since my early 20's. We still get out hunting. If all goes to plan, and we don't knock off early, we should achieve financial freedom by 2039. There are a lot of sacrifices along the way to get there but we still enjoy life. I gave...
  4. Mallardsx2

    Broken drill bit removal in rifle stock

    Plasma cutter. For sure.
  5. Mallardsx2

    CO CPW Draw Process Working Group

    If this is adopted, the amount of people applying to the northwest corner will skyrocket. Thats for sure.
  6. Mallardsx2

    CO CPW Draw Process Working Group

    This. I have been saying it for years. The CPW can do whatever they want to do, but until they do the above^^, point creep will continue.
  7. Mallardsx2

    Proposed Big Game Season Structure (BGSS) 2025-2029 - Colorado

    Seems like a lot of items there could work if they are implemented together but if you only pick and choose from those recommendations' things could go a little sideways.
  8. Mallardsx2

    Sunday Pic of the Day

    All of the stumps were popped except for the ones in the picture. Gona have to grind those ones to avoid damaging the water line and drain line and electric line. Not much thought on the prior owner's behalf when he ran his utilities right past good-sized trees....Dug right into a 2" septic...
  9. Mallardsx2

    Investments for kids

    FID500 https://www.fidelity.com/retirement-ira/roth-ira-kids
  10. Mallardsx2

    Great Social Media posts?

    This guy is the Bob Ross of mule deer.
  11. Mallardsx2

    Sunday Pic of the Day

    Do what.
  12. Mallardsx2

    Sunday Pic of the Day

  13. Mallardsx2

    Don't kill a moose in Denali Park!

    Glad to see other hunters reported them.
  14. Mallardsx2

    Don't kill a moose in Denali Park!

    Pay to read.
  15. Mallardsx2

    Woodworking Hunt Talkers?

  16. Mallardsx2

    Future of 401ks

    Not entirely true. There are in fact ways around this regarding the 401K's (rule of 55) but with the ROTH 401K you will still be paying taxes via pro-rata rule until age 59-1/2. So, it is best to not touch that until 59-1/2 if you can help it.
  17. Mallardsx2

    Future of 401ks

    This is a VERY accurate statement. There is a lot of people robbing/pinching/borrowing from their 401K's right now. It's really unreal how many people take it ALL out early with penalties. Example: I have a friend in PA (45 years old) who emptied ALL of his 401K so he could buy the adjoining...
  18. Mallardsx2

    Construction loans

    Are they making you do separate closings? I was lucky and only had to do 1 closing. I just heard that banks are requiring separate closings for const loans and mortgages now.
  19. Mallardsx2

    Leupold scopes love or hate em?

    Just had to send a VX3HD back because the vertical dial wouldn't move. Scope was brand new. First trouble I have ever had with one. They repaired it and got it back to me super-fast though. Works fine now.
  20. Mallardsx2

    Reducing taxes

    Do what he did. If possible. I'll be doing a version of this but starting at age 54.
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