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  1. RobG

    Retirement: When would you like to retire? Do you have a plan to get there?

    There can be big tax consequences with turning your residence into a rental. Check with one of those non retired cpas.
  2. RobG

    Forestry Mulching

    Not too bad for 5.5 hours.
  3. RobG

    Forestry Mulching

    That doesn't look cheap. Are they doing it for deer habitat?
  4. RobG

    Retirement: When would you like to retire? Do you have a plan to get there?

    This is what I've learned so far, broken down into age brackets and geared towards someone with IRA savings. Feel free to correct me. Before age 59 1/2 Here, there are two issues. 1) Spending money, 2) health insurance. Regarding 1, You can't touch your traditional IRA (tIRA) (without penalty)...
  5. RobG

    Retirement: When would you like to retire? Do you have a plan to get there?

    I’m seriously considering it in the next few months. I’m 56. Obamacare is your health insurance friend until you turn 65. There are pitfalls, especially with the ACA, that I’m just learning so talk with someone qualified.
  6. RobG

    Bonds vs. mutual funds/ETFs that hold bonds

    I think what npaden was trying to say is that the price of long-term bonds is much more dependent on interest rates (driven by investor sentiment) than short-term bonds. :D. Generally, the reward of a long term bond fund isn’t worth the risk. Quality corporate bonds have a higher risk/reward...
  7. RobG

    26 year wait - Utah elk hunt

    Congratulations. This will be fun to watch.
    • RobG
    • Post #40
    • Forum: Elk
  8. RobG

    Nice Griz

    It's legit, albeit with a small shed. MFWP had some fun with it on their Facebook page. https://www.facebook.com/MontanaFWP/posts/pfbid02dBDbNPxo2BxfXNDXoRExVAP6oRfueLjumufMmLqQ2cDS3oDqFLhhusxTyp4CVuU3l
  9. RobG

    Battery Chainsaw - Bar Oil or Olive Oil?

    I saw a guy quarter an elk in the field with a cordless sawzall. He cut right down the spine, and then those halves into quarters so it could be hauled out with a horse. I like to keep the meat on the bone if possible, but I don't have a horse and I'm leery of CWD.
  10. RobG

    Montana kids in court

    FWIW, they are challenging a new MT law that prohibits climate change from even being considered when evaluating energy projects. It would have been challenged even if the kids hadn't done it as you can't prohibit relevant science just because may hurt an industry that you represent - especially...
  11. RobG

    Dating advice. Older women?

    I'm just here for Greenhorn's comments.
  12. RobG

    Alone Season 10

    If he'd tie that hide on a hook it would make a pretty good pike fly.
  13. RobG

    Draft Elk Management Plan is out

    Yes, it might be late for them, but we are training the elk to go to private lands at the beginning of the season with unlimited cow hunts on public. At least we can stop doing that.
  14. RobG

    WARNING: Student Load Forgiveness is Very Unlikely to Pay for Your Next Elk Tag

    Darn, a President can't spend 400 billion dollars on a pet project without congressional approval.
  15. RobG

    This is your property classification and appraisal notice

    Nice graphic. I see the states with no income tax are: Alaska. Florida. Nevada. South Dakota. Texas. Washington. Wyoming Tennessee New Hampshire. Or just look at the light green in the top 1% map...
  16. RobG

    This is your property classification and appraisal notice

    My insurance has also gone up a lot. Increased cost of materials I guess.
  17. RobG

    This is your property classification and appraisal notice

    Here's an example of sales tax vs a progressive income tax. Case 1: 5% sales tax: Suppose you spend $10,000/year on essential taxable items, (or worse, $30,000 on a car). $500 is a really big deal to someone living paycheck to paycheck. They are going to have to give up food, or something...
  18. RobG

    This is your property classification and appraisal notice

    Here's an article that explains this and property tax in general. https://montanafreepress.org/2023/06/22/property-taxes-explained-with-pictures/?utm_medium=email&mc_cid=b412a40c33&mc_eid=5656c3a7e7 Mine went up 50% on the notice. Hopefully it won't be that much due to the millage. Assessed...
  19. RobG

    Draft Elk Management Plan is out

    Nice catch. We’ll have to stay on top of that clause to get that “bull” removed.
  20. RobG

    Hunt Talk popularity ratio

    This contest isn't funny one bit. All I need is 15,000 likes.

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