I have had Debit cards compromised twice, both about 5 years ago. First was a simple TV purchase in store at location that I was no where near tipped me off early, the card was shut down and I received a prompt refund and new card and account.
The second time I wasnt so lucky. A day after I made couple online purchases, I recieved an email alert for large purcahses, over the course of less than a day over 9K in charges were coming in. All for marijuana growing equipment to be shipped too differnt locations.
In the end the bank was able to block all but a 650 purchase that had shipping adresss in my state, that being the reason it went through. Long story short , 6 weeks of aggravation, affidavits, phone calls, and in person meetings with security and fraud prevention people before I was made whole. I havent used a debit card for any thing other than an ATM withdrawal since then. Lesson learned.
The second time I wasnt so lucky. A day after I made couple online purchases, I recieved an email alert for large purcahses, over the course of less than a day over 9K in charges were coming in. All for marijuana growing equipment to be shipped too differnt locations.
In the end the bank was able to block all but a 650 purchase that had shipping adresss in my state, that being the reason it went through. Long story short , 6 weeks of aggravation, affidavits, phone calls, and in person meetings with security and fraud prevention people before I was made whole. I havent used a debit card for any thing other than an ATM withdrawal since then. Lesson learned.