grizzly_
Well-known member
- Joined
- Feb 18, 2013
- Messages
- 1,246
I put half my 401k deposits as pre-tax and half as post-tax. I don't know what tax rates will be, what some future Congress may do with retirement income trying to pay for government spending or how much money I may need year-to-year in retirement and what bracket that may put me in.
I figure by splitting my investments into both allocations, I'll be able to play it whichever way is best at the time.
I agree with what's said above, "That only real mistake would be to not save."
Start early and save 15% of your income and, statistically speaking, you'll be alright.
I figure by splitting my investments into both allocations, I'll be able to play it whichever way is best at the time.
I agree with what's said above, "That only real mistake would be to not save."
Start early and save 15% of your income and, statistically speaking, you'll be alright.