Ollin Magnetic Digiscoping System

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  1. RobG

    The Gen Z Law Regarding Boomers For Off Season Sake.

    It turns out that wages have gone up by more than 650% so it's easier to survive if you are willing to work. If you want to dive into it I found a study from 2017 here. They say wages have exceeded inflation except at the very bottom, where they have lost about 1%. In other words, a person...
  2. RobG

    The Gen Z Law Regarding Boomers For Off Season Sake.

    Land and housing in the rural east, say PA and NY is cheap. Culture is probably similar to Frenchtown when you were there. The west has become trendy.
  3. RobG

    What age to be a millionaire?

    @Sexual Chocolate can show you how to do a Wyoming sheep hunt for the cost of sneakers and a pair of Velcro gloves. True fact.
  4. RobG

    What age to be a millionaire?

    In another reality check, fifty thou a year will only buy 35% of the beer when this song came out. (https://data.bls.gov/cgi-bin/cpicalc.pl?cost1=100.00&year1=198601&year2=202401) That's just 2.8% inflation. Better step it up if you want sheep hunts through retirement! Over the last 70 years...
  5. RobG

    The Gen Z Law Regarding Boomers For Off Season Sake.

    I immediately thought that this was for all the kids in the fetal position sucking their thumbs in fright. All these "influencers" have them convinced that they are doomed. It's actually a pretty serious problem. I know a lot of messed up kids.
  6. RobG

    What age to be a millionaire?

    Reality check. This was 1999. These days a million dollars will only get you 1.1 chicks at the same time. ($4800/month with COLA will get you about 0.7 chicks at the same time, even though they are theoretically equivalent.) PS, that's only an inflation rate of 2.5% per year.
  7. RobG

    The Gen Z Law Regarding Boomers For Off Season Sake.

    They are.
  8. RobG

    The Gen Z Law Regarding Boomers For Off Season Sake.

    Therapists are making a mint on this generation.
  9. RobG

    What age to be a millionaire?

    How much would an immediate annuity cost to get that $4800/month with COLA?
  10. RobG

    What age to be a millionaire?

    Do FAs recommend treasury nominal bonds instead of TIPS?
  11. RobG

    What age to be a millionaire?

    There's obviously a lot of variable, but if you use a simplistic approach of past returns the $1 million is worse about 60% of the time. https://www.firecalc.com/
  12. RobG

    What age to be a millionaire?

    Well, then it tips to b, but it is close depending on what your assumption for returns are.
  13. RobG

    What age to be a millionaire?

    They say 4% withdrawal is sustainable if you know how to manage money; that would be $40,000 per year, or $3,333 per month. If you add in $1800 SS you would be at $5133 per month, so $1 million is a better deal if you know how to manage the money.
  14. RobG

    What age to be a millionaire?

    @neffa3 Tell me those don’t look good (they are).:)
  15. RobG

    What age to be a millionaire?

    Then you are doing it wrong or got bad fish. They are excellent.
  16. RobG

    What age to be a millionaire?

    Well, a “fun sized” one. I guess I’ll take it.
  17. RobG

    What age to be a millionaire?

    lol, I’m after walleye and keep getting these trash fish. I’ll smoke them.
  18. RobG

    What age to be a millionaire?

    You guys need to go fishing.
  19. RobG

    What age to be a millionaire?

    and yet they can’t afford $600/month.
  20. RobG

    What age to be a millionaire?

    I think "hard savings" is what is needed. Even if you work hard and get good returns, if you aren't saving you won't have much money. Myself, I'm a thousandaire many times over.

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