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  1. npaden

    Medical rant

    I did look into Samaritan Ministries when I was trying to decide back in 2018. I think at the time Medishare was quite a bit larger and seemed like the safer option. When I first switched to them I think my premiums were only $350 or so a month. Now that we are both over 50 the premiums have...
  2. npaden

    Medical rant

    I forgot about the prostrate exam. I did get one of those at 40, the guy doing my checkup this morning didn't mention it so I'm not going to complain. Am going to try to be better about getting an annual checkup.
  3. npaden

    Medical rant

    Okay, calling around seemed to be the right call. The place where my wife had hers done quoted me a fixed fee for everything except for the anesthesia. They said that would vary but shouldn't be more than $500. Cash price quoted was $210 for an initial visit, then $950 for the colonoscopy and...
  4. npaden

    Medical rant

    I'm going to go get a colonoscopy just because everyone is telling me I really need to. I double checked Treesharks link and there is a place in Abilene (only 143 miles away) that will do the upper GI scope and a colonoscopy for $2,750. Dr. thought it would be a good idea on the upper GI scope...
  5. npaden

    Medical rant

    Yes. That's why I have Medishare. It isn't insurance but is very similar. You can choose to have a lower deductible, I just choose to have a high one. There is no top sharing limit. Lot's of insurance has a maximum of like $1,000,000 payout total. I was wrong on our previous numbers, the...
  6. npaden

    Medical rant

    I think over the 7 years we've saved a LOT. The knee surgery coming out below the deductible was crazy. I'm not sure how they get away negotiating that down so low. The radioactive brain scan was about the price it should have been, the cash price was just super low and we missed out on it...
  7. npaden

    Medical rant

    We pay for employee health insurance for our employees and somehow have a "grandfathered" pre Obama care insurance that is actually really good. It is Just over $1,300 a month for family coverage and has office visit co-pays, etc. If I went the insurance route, that's the direction I would go...
  8. npaden

    Medical rant

    If this ends up costing $3,000 it would take less than 5 months of premium differences between the $600 I'm paying for family coverage with Medishare and the $1,300 the last quote I had for family coverage on the ACA exchange with a similar deductible. I'll stick with Medishare and paying for...
  9. npaden

    Medical rant

    Yes, I almost ended up going that route when I checked into this last time. It's a 6 hour drive each way to Dallas but might be worth it to just get it done. My wife had it done a couple years ago and with the PPO discount from Medishare it ended up being about $2,000 if I remember correctly...
  10. npaden

    Medical rant

    I have Medishare which covers pretty much everything except preventative care. They do have a PPO thing but my deductible is so high I try to just pay whatever the cash price is since I never meet the deductible. When my wife had her knee surgery the bills added up to just over $30,000 but the...
  11. npaden

    Medical rant

    Why is it so hard to find out a price on a medical procedure? And why can't you just get a medical procedure done? I'm paying cash so no insurance to blame or anything like that. I'm over 50 so I need a colonoscopy. So they won't do one unless you are referred by a general practitioner. So...
  12. npaden

    Mr Browning.

    I did the DIY spring swap on my A-Bolt back in 2008 or so. Seems to be working fine. The gun still doesn't shoot any better than about 1.5 MOA but the trigger is easy.
  13. npaden

    Evaluate the ROI on Education

    Just thought of another intangible. College is where I met my future spouse. Not sure what the chances of that happening at trade school is, but probably not quite as good. :cool:
  14. npaden

    Evaluate the ROI on Education

    $100 per month meal plan in 1986 seems extremely cheap. I went to college from 1986 to 1990 and it cost me between $8,000 and $12,000 per year. Only stayed in the dorm the first year so most of that does not include any room and board. Out of state private university. Ended up with almost...
  15. npaden

    Point creep casualty

    Look at it this way. Last year 2 people with more than 6 points applied for that tag. To get to 0% at 6 points there would need to be 7 people with more than 6 points apply for it. It could happen but I would think you have a pretty good chance to draw it with 6 points. Now if this unit got...
    • npaden
    • Post #9
    • Forum: Elk
  16. npaden

    6" cordless chain saw

    I use a battery powered reciprocal saw for stuff like that. You can get some pretty aggressive blades for them that are made for that kind of stuff. Don't have to worry about oiling it and the battery lasts pretty long and the saw I use I have several batteries for anyway.
  17. npaden

    Point creep casualty

    Unless that tag had some hype from some publication I would think 6 points has a chance this year.
    • npaden
    • Post #5
    • Forum: Elk
  18. npaden

    Evaluate the ROI on Education

    It comes with headaches and risk, but running a “crew”, be it trades, professionals, medical, etc. takes the $ to a whole new level.
  19. npaden

    March Madness 2025 General Chat

    That sucked.
  20. npaden

    March Madness 2025 General Chat

    If my Red Raiders win out I still have a chance! They are the biggest underdogs of the Elite 8. If you told me that they would beat Arkansas shooting 25% from 3 point, their stud guard having more turnovers than points and their 5th starter Walton who is starting in place of Chance McMillan...

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