Leupold BX-4 Rangefinding Binoculars

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    Fixing social security

    Thanks for the edit.
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    Fixing social security

    Interesting comments. The loans were Sallie Mae if I recall correctly. But the old version of Sallie and I was paying anywhere from 8-10% interest so not exactly cheap either. I think the current loan system is criminal and there is collusion between the lenders and the universities...
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    Fixing social security

    You're right, my story isn't anything special. Anybody could do it. Most choose not to. I know exactly where I came from and that is why I respect individual responsibility. I have no problem helping others when it is done by my choice, do it all the time. Charities, volunteer work, taking...
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    Fixing social security

    Ha. My parents were just above the poverty line their entire life. I have worked since the age of 12. Worked my ass off in school to get good grades (yep - one of those nerds you likely made fun of throughout elementary and high school), paid my own way through college through summer job...
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    Fixing social security

    I guess we will just have to agree to disagree. I.e., make someone else responsible for your retirement - individual contributes nothing; it's someone's else responsibility to take care of you. I.e., make someone else responsible for your retirement - individual contributes nothing; it's...
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    Fixing social security

    I can appreciate your perspective and in some cases, you are spot on. But, everyone makes choices in their lives that dictate where they will be later in life. I believe people should also take full responsibility for those choices and the consequences that come from it. Too many want to live...
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    Fixing social security

    I think you have summed it up quite well. Thank you. Although I don't think the current trend of job-hopping is tied to whether or not a company offers a defined benefits pension. More about short-termed gains than long-term planning, at least in my observations of the 300+ engineers that I...
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    Fixing social security

    Do you remove the benefits cap then as well? If not, then now it is just another highly progressive income tax so do away with SS all-together and give everyone a defined benefit package (i.e., Govt pension). Layer another huge future financial burden on the younger working class. It's why...
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    Fixing social security

    And the closed-minded can't see past the end of their nose. Hope you have a fantastic Easter Sunday with your family.
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    Fixing social security

    Corporate tax rates matter for two reasons and there is ample data from the USG that supports it dating back to post WWII. Lower rates have been shown to encourage foreign investment and discourage profit shifting (shipping profit overseas to more tax-friendly environments) and having a...
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    Fixing social security

    You don't get it. Corporations don't pay taxes. The "cost" of taxes are just factored into the total revenue stream that you the consumer end up paying when you buy their product or service. If you have ever seen a large corp's balance sheet you would understand. Taxes, interest paid, asset...
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    Fixing social security

    I do too. Doesn't mean I am still accruing to that pension. That model started disappearing in the 80's and 90's as the costs became too high, being able to predict how long of a liability companies would have to carry associated with pensions became too risky, and the Govt started levying...
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    Fixing social security

    Right. Keep flailing away at that dead horse and it will magically recover. Pensions are a thing of the past and were unsustainable. But sure, let's keep doing stupid things that don't work.
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    Fixing social security

    Ok - what's the alternative? Anyone can do an IRA but that doesn't address the $20/hr worker either. Raising wages on the low end doesn't mean that wages above them also don't adjust upwards as a result. The differential nearly always stays the same. It's not the dollar amount, it's the...
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    External Frame Packs

    Kifaru frame with a mountain warrior pack for 5-7 day trips and their new (relatively speaking) hellbender for 1-2 day trips.
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    Case trimmer advise

    I use a Little Crow Gunworks WFT trimmer for both 308 and 7mm. Works like a charm and very repeatable.
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    Elk Caliber and Bullet Choice - 2024

    Not likely an elk this year. But will be in BC in September chasing caribou and moose with my 7mm Rem Mag.
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    Fixing social security

    You are right. A similar phased approach was offered in 1986 (not by me, I heard it while a junior in college) because folks who knew/saw where S-S was heading were trying to head off the problem then. Nearly 40 yrs later, nothing has been done because politicians just want to kick the can...
  19. A

    Fixing social security

    Back to fixing social security ... My suggestion is phase it out along something like this: 1. Current retirees get the full benefits the USG promised in the first place. 2. Workers age 55-67 (current retirement age at full benefits) get 100% of the promised benefits. THey have been putting...
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    Fixing social security

    You do know that SS taxes are separate from income taxes right? Please tell me you do and I just missed the \sarcasm\ switch.
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