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Recent content by Pucky Freak

  1. Pucky Freak

    Evaluate the ROI on Education

    Does not sound terrible until you factor in interest. Average interest is 6.87% and avg. time to repay is 20 years. So your 100k student loan costs $184k.
  2. Pucky Freak

    Evaluate the ROI on Education

    Government after FAFSA season be like:
  3. Pucky Freak

    Evaluate the ROI on Education

    Haha…in the game of life if your passion is acting, or painting, or golf it is a whole lot more difficult than if you like operating on people, logistics, actuarial science, or lab work. I love what I do, and it also happens to pay a lot. I have a ton of respect for people who work to work and...
  4. Pucky Freak

    Evaluate the ROI on Education

    I take data on ROI of education w/ a grain of salt. Our job economy has undergone seismic changes over the last 5-6 years. Longitudinal data from years before that period are only so useful in career planning moving forward. The good news for young people today is a favorable job market for...
  5. Pucky Freak

    Phishing attempts…..show us what they have tried

    My wife got a text for a free resort vacation and called the # to play along. About 10 mins into the extremely sketchy conversation, my wife: “Hey what’s your name?” “Uh, we don’t give out that information.” “Oh, really? If that isn’t f—-ing convenient.” “…”
  6. Pucky Freak

    Phishing attempts…..show us what they have tried

    My parents got a slightly more sophisticated Amazon phishing email and fell for it. No money lost, but they gave their bank info over and had to close everything down and reopen new accounts.
  7. Pucky Freak

    Day Trespass fees for turkeys and deer

    I’ve had luck asking for permission to hunt in IA, MN, WY, CO, & MT. In the 3 western states, the properties were thousands of acres. More often than not the properties were adjacent to leased ground of similar quality. There are a ton of landowners in remote areas who like hunters visiting and...
  8. Pucky Freak

    Non Political Broadhead Thread (With a Bonus Poll!)

    Montec G5 125 gr. (fixed) Pros: -Cheap to replace -cut-out blades allow the fletchings to spin the arrow in flight better (an advantage similar to mechanical) -super easy to sharpen -tight manufacturing tolerances -devastating penetration. At my 58 lb draw they break spines, leg bones, etc...
  9. Pucky Freak

    Hydration drinks?

    Water has always been my go-to…seems to do the trick.
  10. Pucky Freak

    Great Social Media posts?

    Them: “Are you a shed hu-“ Me: “NOOOOO!” I’m tempted to start hiding the damn things when I trip over them in the woods, to give the squirrels and porcupines a chance.
  11. Pucky Freak

    Rebuilding a rig instead of buying new

    Yessir. I forgot rock sliders too. Rock sliders were over 50% off like new, topper involved a buy and a trade for a $700 net cost. Chains I converted from another tire size. Premium (Bilstein) front and rear shocks. 6-ply Cooper tires, OEM hub assemblies. Otherwise, lots of perusing FB...
  12. Pucky Freak

    Rebuilding a rig instead of buying new

    Body and frame are the 2 most important components to be in good shape. Beyond that, research cost of the big parts like engine and transmission to know what you’re getting into. A year ago I bought an ‘08 taco w/ 225k miles for $8k and since have put about $4.5k in for a full makeover. 4 door...
  13. Pucky Freak

    Automotive question?

    I’d start here, just my 2 cents. Trucks are not designed to be lifted aftermarket. It can create a host of issues w/ how the drivetrain parts are aligned, or less often, suspension system. No two trucks are the same either d/t slight differences in manufacturing tolerances. It is uncommon to put...

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